Cutting Rupiah??

hallo again!!, See Me Again...., hahaha...., long time no post a posting...., hahaha...., oke...., today i will tell you a great articles...., maybe you will contra or Pro with this article...., this article is contained my country...., yes...., the redomisation of rupiah...., hmmm.... how can??...., lets read!!

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english:

Cutting Rupiah??

The name of the small kiosks, FaizCell. Measuring 3x3 meters. Some mobile phone brands and accessories displayed in a former storefront. There are also vouchers offering and refill.

In front of the kiosk plastered with rows voucher price list of two digit numbers. Among 21 and 51. There was no other frills. Except for the logo of the operator. One of the buyers who came in asking prices listed pulse number "21". Faiz, a kiosk owner replied, "That's .. Rp20.000 Rp21.000 for pulse. "

Cutting down the number of digits that was intentional. "To be a practical course."

Not only the toll booth, Starbucks coffee shop on the corner of the lobby of the Indonesian Stock Exchange building also presents the two-digit numbers on the menu. Call it, the menu and Venti Grande 43 49. The mention of no-frills price of Rp (rupiah) or U.S. $ (U.S. dollar).

Retno, one waitress says, the price is a simplification of Rp43.000 43, while 49 to Rp49.000. Starbucks already uses a simplification price since it first opened. "To be more easy."

The same phenomenon is seen at fast food restaurants, Burger King, at Skyline Building, Jakarta. However, customers in the restaurant was never confused. "So far no one has asked about it," said Iwan Kurniawan, Assistant Manager of Burger King.

Inclusion rates without including three-digit number zero in the back, he said, has become the central rule. Rules that apply to kawaan Asia Pacific since 1997.

***

Removal of three zeros, as did Faiz, Starbucks and Burger King, it was 'similar' to the discourse expressed by the Governor of Bank Indonesia (BI) Nasution said on August 3rd, 2010 ago.

Darmin states Bank Indonesia will simplify the reference to the unit price or value of the rupiah or redenominasi.

Redenominasi is a simplification of the reference unit prices and currency values. That is, fractional currency simplified without reducing the value of money. Currency value remains the same despite the number of zeros decreases. For example, Rp1.000 to Rp1, while Rp1 million to Rp1.000.

In simple terms, he explained that if a person buys goods at a price Rp300.000 using long pieces of money, its value will be equal to 300 with a broken new money. "The amount of goods obtained by the same."

Raised because the discourse should be discussed from now on. The central bank, said Nasution, mirror on the success of similar policies conducted several countries. "Because the process takes 50-10 years."

Examples of successful redenominasi had ever happened in Turkey, Romania and Zimbabwe. In 2005, Turkey cut the six figures in nominal currency. At that time, one million lire (the old Turkish currency) equal to one new lira currency (YTL). Turkey set up this policy until 10 years.

That same year, Romanians emulate the success of Turkey. On July 1, 2005, Romania introduced a new lei (RON) is worth 10 thousand lei long (roll). 100 pieces of state issued a new lei that replaces one million lei, the largest fraction at the time.

After redenominasi, their exchange rate against the U.S. dollar to 2.98 new lei. Romania National Bank Governor Mugur Isrescu lei forced to cut because of high inflation in that country.

In Zimbabwe, in mid-2008, Zimbabwe's central bank also cut its nominal value of 10 billion Zimbabwean currency to one Zimbabwe dollar. This cutting hyperinflation followed up to 2.2 million percent. However, because of it, even goods prices rose drastically. A year later made another simplification. More nominal cutting up to 12 digits. One trillion Zimbabwe dollars became one of Zimbabwe.

***

However the discourse that was brought Darmin has sparked controversy, some observers and practitioners in assessing the financial industry redenominasi study appears in inappropriate situations.

Darmin After stating the plan, the stock price index (CSPI) in Indonesia Stock Exchange to crash. Market participants have time to panic. Jakarta Composite Index slumped to 85.32 points, or 2.79 percent to a level of 2973.65. On the regular market, net sales value (net selling) foreign investors reached Rp588, 23 billion.

Arief Budisatria, capital market watchers argue, the discourse redenominasi make capital market investors panicked and disposed of its shareholding. The rupiah also weakened to the level of 8941 per U.S. dollar compared to Monday, August 2, 2010 trading at 8938 per U.S. dollar positions. Forex analyst PT Harvest International Futures, Tony Mariano rate, Bank Indonesia plans to disrupt redenominasi about the currency market psychology is actually quite conducive.

Currently, said Bank Group Chief Economist, Mirza Adityaswara, not the right time to discuss redenominasi. "Redenominasi not need to be done. It's no good."

The central bank should consider how to control high inflation rate, infrastructure financing, and the number of undisbursed loan or credit that are not disbursed.

In July, inflation reached 1.57 percent or the highest during 2010. Meanwhile, inflation from January to July also had reached 4.02 percent. "So do not just make people uneasy, there are more important discussion."

Not only Mirza, Chief Economist of the Danareksa Research Institute, Purbaya Yudhi Sadewa, also wondered why the central bank raises the discourse was in the middle there are a lot of homework that must be remedied. "More important is the clear decline in mortgage interest rates or improving bank intermediation."

What really threw Darmin motif discourse? A central bank official said that all bank employees in Indonesia also shocked with the statement Darmin.

"We are all horrified by Bank Indonesia. It was actually just an internal review. Domain rather than the Bank of Indonesia to decide redenominasi rupiah. "

Bank Indonesia will propose and the government limited the right to decide. So what do you mean throw Darmin discourse? The official explained, "There is no intention nothing. It may only 'style' communicate Pak Darmin are indeed open. "

So far, he continued, a new discourse that circulate in the environment the central bank. Bank Indonesia has not sent this proposal to the review or the government.

And indeed, the government's economic officials did not know about central banks are big plans. As Vice President Boediono affirmed, under present circumstances the most important is calmness and maintained economic stability. "Do not be influenced by the BI study results. The need now is to smoothen the flow of supply of staple goods in order to stabilize prices," said the vice president.

Agus Martowardojo Finance Minister also confirmed that one match. "That has not been submitted to the government. Thus, an internal review of the BI is not yet final."

Comments harder ejected from the Ministry of Cooperatives and SMEs, Sharif Hasan, the discourse about the simplification of the currency. "Actually, this is frankly a bit disturbing."

In fact, the Coordinating Minister Hatta Rajasa, prohibit discourse dipolemikkan become a national issue. "Because, people already think sanering (withholding money). That many think is wrong."

Sanering or cutting the value of the rupiah currency is called Hatta was indeed never occurred in 1959 and 1965. The money supply is derived by cutting two paper money which has the largest floating value that time, namely the pictorial 500 pictorial Rp1.000 tigers and elephants. The value of each lowered to live 10 percent. Subsequently, on December 13, 1965, Sukarno also made the same policy. Three zeros behind the numbers rupiah omitted.

Despite much criticism, not a few who respond positively. Chairman of the Association of Banks-National Private Banks (Banking), Sigit Pramono, admitted embarrassment when juxtaposed with the rupiah currency other foreign currencies. Rupiah was very low and at most the score. "Just look at the boards of foreign exchange rates, U.S. $ 1 equal to Rp9.000, while others do not use number zero three."

Economics professor at Australian National University, Dr Ross McLeod, to see from another perspective. He admitted that he often puzzled by the tendency of many writers who recorded a value for money in rupiah in detail down to the smallest digit. In fact, they can be round in the millions, billions or even trillions.

He believes, would be much easier for the eye, if the value of that money consists only of three or four digits rather than a dozen digits or even more. And of course the more numbers will be listed in one table if they are rounded. For the same reason, will be very uncomfortable if you have to make low value transactions in a very large number of par.

***

Apart from the benefits and disadvantages of simplification rupiah, public discourse has been horrendous. And it appears that central banks now prefer to cooling down. As said Difi Johansyah, Head of Public Relations Bureau BI, Saturday afternoon, that amount was not a priority redenominasi central bank.

The central bank's policy priorities in the future, said Difi, is the effectiveness of monetary policy in controlling inflation, banking policies to encourage lending, strengthening the regional office of Bank Indonesia and Indonesian efforts to make the entry of investment grade ratings. "Landing on the occasion Mr. Nasution said the strategic forum yesterday, redenominasi rupiah only complementary priorities."

Indonesia:

Rupiah Dipotong?

Nama kios kecil itu, FaizCell. Berukuran 3x3 meter. Beberapa merek telepon seluler bekas dan aksesorisnya terpajang di etalase. Ada juga voucher perdana dan isi ulang.

Di depan kios terpampang daftar harga voucher dengan deretan angka dua digit. Di antaranya 21 dan 51. Tak ada embel-embel lain. Kecuali logo sejumlah operator.  Salah seorang pembeli yang datang menanyakan harga pulsa yang tertera angka “21”. Faiz, pemilik kios menjawab, ”Itu.. Rp21.000 untuk pulsa Rp20.000.”

Penyingkatan jumlah angka itu memang disengaja. “Agar praktis saja."

Bukan hanya kios pulsa, kedai kopi Starbucks di sudut lobi gedung Bursa Efek Indonesia juga menyajikan angka-angka dua digit di daftar menu. Sebut saja, menu Grande 43 dan Venti 49. Penyebutan harga tanpa embel-embel Rp (rupiah) atau US$ (dolar AS).

Retno, salah satu pramusaji mengatakan, harga 43 merupakan penyederhanaan dari Rp43.000, sedangkan 49 untuk Rp49.000. Starbucks sudah menggunakan penyederhanaan harga sejak pertama kali dibuka. "Supaya lebih mudah saja."

Fenomena yang sama juga terlihat pada restoran cepat saji, Burger King, di Skyline Building, Jakarta. Namun, konsumen di restoran itu tidak pernah bingung. "Selama ini belum ada yang menanyakan soal itu," kata Iwan Kurniawan, Asisten Manager Burger King.

Pencantuman harga tanpa menyertakan tiga digit angka nol di belakang, ujar dia, sudah menjadi aturan pusat. Aturan itu berlaku untuk kawaan Asia Pasifik sejak 1997.

***

Penghapusan tiga angka nol, seperti yang dilakukan Faiz, Starbucks dan Burger King, itu ‘mirip’ dengan wacana yang dilontarkan Gubernur Bank Indonesia (BI) Darmin Nasution, pada 3 Agustus 2010 lalu.

Darmin menyatakan Bank Indonesia akan menyederhanakan penyebutan satuan harga atau nilai mata uang rupiah atau redenominasi.

Redenominasi adalah penyederhanaan penyebutan satuan harga maupun nilai mata uang. Maksudnya, pecahan mata uang disederhanakan tanpa mengurangi nilai dari uang tersebut. Nilai mata uang tetap sama meski angka nolnya berkurang. Misalnya, Rp1.000 menjadi Rp1, sedangkan Rp1 juta menjadi Rp1.000.

Secara sederhana, dia menjelaskan bahwa jika seseorang membeli barang dengan harga Rp300.000 menggunakan pecahan uang lama, nilainya akan sama dengan Rp300 dengan pecahan uang baru. “Jumlah barang yang diperoleh juga sama.”

Wacana tersebut dimunculkan karena harus dibicarakan sejak sekarang. Bank sentral, kata Darmin, mengaca pada kebijakan serupa yang sukses dilakukan beberapa negara. "Karena prosesnya perlu waktu 5-10 tahun."

Contoh sukses redenominasi memang pernah terjadi di Turki, Rumania dan Zimbabwe. Pada 2005, Turki memotong enam digit pada nominal mata uangnya. Saat itu, satu juta lira (uang Turki lama) sama dengan satu lira uang baru (YTL). Turki menyiapkan kebijakan ini sampai 10 tahun.

Tahun yang sama, Rumania meniru kesuksesan Turki. Pada 1 Juli 2005, Rumania memperkenalkan lei baru (RON) yang senilai 10 ribu lei lama (ROL). Negara itu mengeluarkan pecahan 100 lei baru yang menggantikan 1 juta lei, pecahan terbesar saat itu.

Setelah redenominasi, nilai tukar mereka terhadap dolar AS menjadi 2,98 lei baru. Gubernur Bank Nasional Rumania Mugur Isrescu terpaksa memotong lei karena tingginya inflasi di negara itu.

Di Zimbabwe, pada pertengahan 2008, bank sentral Zimbabwe juga memangkas nominal uang dari 10 miliar Zimbabwe menjadi satu dolar Zimbabwe. Pemotongan ini menyusul hiperinflasi hingga 2,2 juta persen. Namun, gara-gara itu, harga barang malah naik drastis. Setahun kemudian dilakukan penyederhanaan lagi. Pemotongan nominal lebih banyak hingga 12 digit. Satu triliun Zimbabwe menjadi satu dolar Zimbabwe.

***

Bagaimanapun wacana yang dilontarkan Darmin telah memicu kontroversi, sejumlah pengamat dan praktisi di industri keuangan menilai kajian redenominasi muncul dalam situasi yang tidak tepat.

Usai darmin menyatakan rencana tersebut, indeks harga saham gabungan (IHSG) di Bursa Efek Indonesia terhempas. Pelaku pasar sempat panik. IHSG terpuruk hingga 85,32 poin atau 2,79 persen ke level 2.973,65. Di pasar reguler, nilai penjualan bersih (net selling) pemodal asing mencapai Rp588,23 miliar.

Arief Budisatria, pengamat pasar modal berpendapat, wacana redenominasi membuat investor pasar modal panik dan melepas kepemilikan sahamnya.  Nilai tukar rupiah juga melemah ke level 8.941 per dolar AS dibandingkan perdagangan Senin 2 Agustus 2010 di posisi 8.938 per dolar AS. Analis valas PT Harvest International Futures, Tony Mariano menilai, rencana Bank Indonesia soal redenominasi bisa mengganggu psikologi pasar mata uang yang sebetulnya cukup kondusif.

Saat ini, kata Kepala Ekonom Grup Bank Mandiri, Mirza Adityaswara, bukan waktu yang tepat membahas redenominasi. "Redenominasi tidak perlu dilakukan. Tidak ada gunanya."

Bank sentral semestinya memikirkan bagaimana mengendalikan laju inflasi yang tinggi, pendanaan infrastruktur, dan banyaknya undisbursed loan atau kredit yang tidak dicairkan.

Pada Juli, inflasi mencapai 1,57 persen atau tertinggi sepanjang 2010. Sementara itu, inflasi Januari-Juli juga sudah mencapai 4,02 persen. "Jadi, jangan cuma bikin masyarakat resah, ada yang lebih penting dibahas.”

Tak hanya Mirza, Kepala Ekonom Danareksa Research Institute, Purbaya Yudhi Sadewa, juga bertanya-tanya mengapa bank sentral memunculkan wacana itu di tengah masih banyaknya pekerjaan rumah yang harus dibereskan. "Yang lebih penting adalah membereskan turunnya suku bunga kredit atau memperbaiki intermediasi bank."

Apa sebetulnya motif Darmin melontarkan wacana tersebut? Seorang pejabat bank sentral mengungkapkan bahwa semua pegawai di bank Indonesia juga kaget dengan pernyataan Darmin.

“Kami semua di Bank Indonesia terkaget-kaget. Itu sebenarnya baru kajian internal. Bukan domain Bank Indonesia untuk memutuskan redenominasi rupiah.”

Bank Indonesia nantinya hanya sebatas mengusulkan dan pemerintah yang berhak memutuskan. Lantas apa maksud Darmin melontarkan wacana itu? Pejabat itu menjelaskan, “Tidak ada maksud apa-apa. Ini mungkin hanya ‘gaya’ berkomunikasi Pak Darmin saja yang memang terbuka.”

Sejauh ini, dia melanjutkan, wacana itu baru beredar di lingkungan bank sentral.  Bank Indonesia belum mengirimkan kajian atau usulan ini ke pemerintah.

Dan memang, petinggi ekonomi pemerintah belum mengetahui rencana besar bank sentral tersebut. Seperti ditegaskan Wakil Presiden Boediono, dalam situasi saat ini yang paling penting dijaga adalah ketenangan dan kestabilan ekonomi. "Jangan terpengaruh hasil studi BI. Yang perlu sekarang adalah memperlancar arus suplai barang-barang kebutuhan pokok agar harganya stabil," ujar Wapres.

Menteri Keuangan Agus Martowardojo juga mengkonfirmasikan hal senada. "Itu belum pernah disampaikan kepada pemerintah. Jadi, kajian internal dari BI itu masih belum final.”

Komentar lebih keras terlontar dari  Menteri Koperasi dan UKM, Syarif Hasan, wacana mengenai penyederhanaan mata uang itu. "Sebenarnya, ini terus terang agak mengganggu.”

Bahkan, Menko Perekonomian Hatta Rajasa, melarang wacana itu dipolemikkan menjadi isu nasional. "Sebab, masyarakat sudah berpikir sanering (pemotongan uang). Itu banyak yang berpikir salah."

Sanering atau pemotongan nilai mata uang rupiah yang disebut Hatta itu memang pernah terjadi pada 1959 dan 1965. Jumlah uang beredar diturunkan dengan cara memotong dua uang kertas yang memiliki nilai pecahan terbesar saat itu, yaitu Rp500 yang bergambar macan dan Rp1.000 bergambar gajah. Nilai masing-masing diturunkan hingga tinggal 10 persennya.  Selanjutnya, pada 13 Desember 1965, Soekarno juga melakukan kebijakan yang sama. Tiga nol di belakang angka rupiah dihilangkan.

Meski banyak kritik, tak sedikit yang merespons positif. Ketua Perhimpunan Bank-Bank Umum Swasta Nasional (Perbanas), Sigit Pramono, mengaku malu bila mata uang rupiah dijajarkan dengan mata uang asing lainnya. Rupiah terlihat sangat rendah dan paling banyak angkanya. "Coba saja lihat di papan-papan kurs mata uang, US$1 sama dengan Rp9.000, sementara yang lain tidak pakai angka nol tiga."

Profesor ekonomi di Australia National University, Dr Ross McLeod, melihat dari perspektif yang lain.  Dia mengaku kerap dibingungkan oleh kecenderungan banyak penulis yang mencatatkan nilai uang dalam rupiah secara terperinci sampai ke digit paling kecil. Padahal, mereka bisa membulatkannya dalam jutaan, miliaran, atau bahkan triliunan.

Dia berpendapat, akan jauh lebih mudah bagi mata, jika nilai uang itu hanya terdiri atas tiga atau empat digit ketimbang belasan digit atau bahkan lebih. Dan tentu saja akan lebih banyak angka yang bisa dicatatkan di satu tabel jika mereka dibulatkan. Untuk alasan yang sama pula, akan sangat tidak nyaman jika harus melakukan transaksi bernilai rendah dalam bilangan nominal yang sangat besar.

***

Terlepas dari manfaat dan kerugian penyederhanaan rupiah, wacana tersebut telah menghebohkan masyarakat. Dan tampaknya bank sentral kini lebih memilih untuk cooling down.  Seperti dikatakan Difi Johansyah, Kepala Biro Humas BI, Sabtu siang, bahwa redenominasi rupiah bukan prioritas bank sentral.

Prioritas kebijakan bank sentral ke depan, kata Difi, adalah efektifitas kebijakan moneter dalam  pengendalian inflasi, kebijakan perbankan untuk mendorong penyaluran kredit, penguatan kantor regional Bank Indonesia dan upaya membuat peringkat Indonesia masuk investment grade. “Arahan Pak Darmin pada acara forum strategis kemarin, redenominasi rupiah hanya pelengkap prioritas.”

Sumber

gimana gan??.... Setuju atau nggak dengan adanya pemotongan Nominal Rupiah??, see ya!! :D

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